1 · Clarity
One primary risk metric
Instead of asking users to interpret several ratios, BluePay focuses on a single
health factor, supported by brief, clear explanations of each zone.
BluePay Borrow
One health factor, a clear view of your borrowing risk
BluePay Borrow aims to bring an institutional‑style risk view to on‑chain borrowing. Instead of exposing every parameter, users focus on a single health factor and a clearly labeled risk band.
This page is a conceptual borrowing overview and does not provide real‑time limits, rates, or liquidation thresholds. Any future live product would require separate documentation and risk disclosures.
Borrow overview · Design mock
Health factor visualization
A future BluePay borrowing page could summarize a position like this:
Health factor
1.80+
Higher is safer. Color bands explain what each zone means.
Borrowed value
Borrow
Total borrowed amount, shown in a single base currency.
Liquidation band
Bands
Price ranges instead of a single price, to reflect volatility.
Available headroom
Headroom
How much additional borrowing might be possible at current levels.
The idea: show risk first, then talk about leverage and borrowing power.
Risk‑first design
Three guiding principles for BluePay Borrow
These principles can support future discussions across product, risk, and engineering.
2 · Control
Adjust position in one place
Adding or removing collateral, increasing or repaying borrowings, and previewing
the impact on health factor are all done from a single screen.
3 · Early warnings
Highlight risk before liquidation
When a position approaches a risky zone, the interface can emphasize warnings
visually and textually, encouraging users to de‑risk early.